You've been planning your trip for months, you've prepared everything, but at the last minute something happens. unexpected and you can't travel. Either because you got sick or because your flight was canceled or because the airline went bankrupt, etc. What happens in this case?
Do you remember the explosion of volcano in Iceland, the fire at the airport Heathrow, the strike of air traffic controllers and other events that left thousands of travelers "hanging in the air"? The advice we have to give you is this: As soon as you close the by air tickets to the destination you will travel to, make a travel insuranceIf you booked your trip through a travel agency, ask if your package includes insurance (it usually does) and ask to know the coverage provided through this insurance.
And if you are traveling within the European Union, you may have certain rights and be covered for health issues with the European Health Insurance CardBut for everything else? And what happens when you travel outside the EU?
In this case, travel insurance is, in our opinion, necessaryIt costs very little, compared to the cost of your trip, and can be very useful in case of emergency. It can provide you with coverage for:
– For cancellation or postponement of travel expenses due to health reasons, as well as cancellation compensation 🛬
– Compensation due to flight cancellation due to severe natural phenomena or no fault of the company ⛈️
– For lost or delayed baggage delivery 🧳
– For medical expenses due to an accident or sudden illness 💊
– For repatriation expenses in case the trip cannot be continued for health reasons 🧪
– For medical transportation expenses 🔬
– For transportation and accommodation expenses of an accompanying person in the event of hospitalization 🏥
– Legal protection abroad 🧑⚖️
– Civil Liability ⚖️
In most cases, insurance companies cover medical expenses on an accrual basis, that is, after the insured person pays out of pocket and provides the necessary supporting documents, such as paid invoices, diagnoses and tests, certified by the nearest consular authority. This means that in an emergency, you will first have to cover the cost of hospitalization and then request compensation. However, the company we recommend makes the difference, as directly assumes the payment of hospital expenses, without having to pay in advance. This way, you are free from the stress of financial burden at an already difficult time and you do not need to secure high credit limits on your cards before the trip.
So, having used many insurance companies over the years, we have concluded that the Addvalue Insurance is the most useful and advantageous! You get a quote online 24 hours a day, customize the coverages to your needs and have 24/7 support.
A good traveler is an informed traveler, as we often say. That's why, in order to have peace of mind in case something goes wrong, take care Have your trip organized down to the smallest detail and be sure to have travel insurance.
